Does this sound familiar? You work hard, get paid, and yet somehow, by the end of the month, your bank account looks like it’s been on a strict diet. Who’s the culprit? Here’s the twist: there’s no “someone” sneaking away with your cash; it’s actually you! (Surprise).

The funny thing is, you’re not the only one that’s been there and we couldn’t think of a better time to bring this to your timeline than a few days before salary week. That’s how much we care about you. But here’s the good news, you can take control and turn things around.

Here’s the trick:

Start by getting a grip on your spending and setting up a budget that works for you. Track your expenses and identify those sneaky purchases that add up over time. Once you’ve got a clear picture, you can create a budget that ensures your money goes where it matters most.

By the way, did you know that there’s a high chance that you subscribed to a service you no longer need but you’ve been too busy to unsubscribe? Time to hit that unsubscribe button before another debit rolls in next week.

Next, put your money to work with smart investments. Treasury Bills on i-invest offer up to 22% interest, and savings plans on the app can provide a solid 15% interest p.a. These are the kind of moves that help your money grow and build a more secure financial future. Remember, investing isn’t just for finance gurus in suits; it’s for anyone who wants to stop wondering where their money went and start seeing where it’s going.

Now that you know who’s ‘eating’ your money, take the right steps to prepare for a sweeter life.